When you think about financial planning, many think in terms of saving for college or retirement, or investing in the stock market. Sometimes, an overlooked consideration is planning for the unexpected, which can severely impact your ability to generate income and...
By Dan Schulte, Senior Vice President and Manager, Annuities and Insurance The end of the year is approaching, and with that comes plans for holiday get-togethers with family and friends. It can also create a sense of urgency since there are only a finite...
By Dan Schulte, Senior Vice President and Manager, Annuities and Insurance The idea of having a prolonged physical illness, disability, or a long-term cognitive impairment, such as Alzheimer’s can be frightening. So much so that you might not want to...
By Dan Schulte, Senior Vice President and Manager, Annuities and Insurance Running a business with other people can be very rewarding and successful. Utilizing each owner’s unique abilities can often lead to the best business outcome. This is usually...
By Dan Schulte, Senior Vice President and Manager, Annuities and Insurance September is Life Insurance Awareness Month which is a month-long public awareness campaign sponsored by the nonprofit organization Life Happens and LIMRA. If the income you earn...
By Dan Schulte, Senior Vice President and Manager, Annuities and Insurance There is little argument that equities have produced impressive returns over a long period of time, but retirees and pre-retirees often begin to ask themselves questions such as,...
By Dan Schulte, Senior Vice President and Manager, Annuities and Insurance There are times when stock market volatility leaves some investors worried about meeting their retirement goals. This has left many of these individuals seeking products that can...
By Dan Schulte, Senior Vice President and Manager, Annuities and Insurance Income annuities can be a great way to provide guaranteed income for a period certain, or even for a lifetime. What may not be as well-known are the strategies that can utilize...
By Jeffrey R. Wolfe, Senior Vice President, Manager of Wealth Planning Strategies Times have changed. Masks, social distancing, quarantine – it’s a new world. One thing that remains, though, is making sure you plan for yourself in case of an emergency. ...
By Dan Schulte, Senior Vice President and Manager, Annuities and Insurance November is Long-term Care Awareness Month Long-term care needs will vary from person to person, but according to HHS’s Administration on Aging, someone turning 65 today is 70%...
By Dan Schulte, Senior Vice President and Manager, Annuities and Insurance The COVID-19 pandemic has illustrated just how quickly lives can change due to illness and/or death. The outbreak has resulted in many people thinking about how to increase the...
By Dan Schulte, Vice President and Manager, Annuities and Insurance These last few weeks have demonstrated how connected our world is. In addition to the virus spreading, financial anxiety is also spreading across the land. While annuity products cannot...
By Dan Schulte, Vice President and Manager, Annuities and Insurance The recently passed Setting Every Community Up for Retirement Enhancement (SECURE) Act, changes the post-death distribution rules for retirement account owners by requiring most...
By Joanne M. Welker, CFA, Senior Vice President and Manager, Advisory Services When I read Dan Schulte’s blog last week about addressing Long Term Care denial, I was thankful my father didn’t experience such denial and it prompted me to want to share my...
By Dan Schulte, Vice President and Manager, Annuities and Insurance Americans will travel near and far during the coming weeks to gather with family and friends for the holidays. Many families will have someone close to them- possibly a parent- who needs...
By Dan Schulte, Vice President and Manager, Annuities and Insurance September is Life Insurance Awareness Month which is a month-long public awareness campaign sponsored by the nonprofit organization Life Happens. If the income you earn would suddenly...
By Dan Schulte, Vice President and Manager, Annuities and Insurance All businesses, regardless of their size, have key employees that are invaluable to the success of the company. The death of an individual whose services are important to a business will...
By Dan Schulte, Vice President and Manager, Annuities and Insurance There are times when stock market volatility leaves some investors worried about meeting their retirement goals. This has left many of these individuals seeking products that can provide...