Important Disclosures

We believe it is important that our clients fully understand our business relationships and how they may affect the way our products and services are provided; therefore, the following documents are provided for review:

• Regulation Best Interest Disclosures
• Benjamin F. Edwards Relationship Summary Disclosure
• DOL Fiduciary Acknowledgement Disclosures
• Comparing Brokerage and Advisory Accounts
• Investment Advisory Program Disclosures
• Revenue Sharing Disclosure
• Bank Sweep Rate Disclosure
• ERISA Disclosures
• Qualified Plans Rollover Considerations
• Financial Planning and Account Monitoring
• Product Charges and Expenses
  • Mutual Fund Sales Charges
  • Understanding Mutual Fund Fees
  • Variable Insurance and Variable Annuity Charges
  • Tax Free “1035” Exchanges of Variable Products
  • Other Products
  • Marketing Support and Similar Payments
• Characteristics and Risks of Closed-End Funds
• Client Fees
• Investment Advisory Fee Schedule
• Equity and Option Commission Schedule
• Fixed Income Transaction Fee Schedule
• Margin Accounts
• Retirement Accounts and Syndicate Transactions
• Insured Deposit Program Terms & Conditions
  • Insured Deposit Program Bank List
  • Insured Deposit Program Rate Disclosure
• Business Continuity
• MSRB Investor Brochure Disclosure
• Member SIPC