Financial Truth Without Compromise

We envision a world where financial decisions are rooted in unwavering truth, where individuals and businesses thrive by embracing financial transparency and ethical principles, and where trust and integrity define the financial landscape.

We offer objective advice with a commitment to putting our clients’ interests first.
From the most basic to the complex—we work with you to develop a financial approach to meet your goals and objectives.
For information about our advisory services, we are available by phone, email, or in person.




RBS is a wealth-management firm for multigenerational families. We never lose sight of what is most important to our clients whether it’s leaving a family legacy, aspiring to adopt a lifestyle that allows pursuit of personal interests, or having the time and security to check items off their bucket list. We have developed and refined a process to clearly understand and address the needs of our clients, driven by what matters most to them. This gives us a complete picture to help them achieve their financial and lifestyle goals.

Ryan B. Stephen

Managing Partner, Senior Wealth Advisor

Ryan B. Stephen

Managing Partner, Senior Wealth Advisor

I started my financial advising career in 2009, but my story began five years earlier. I fell in love with following the economy and market psychology while trading options with my dad. We would strategize and determine what the next move was. During that period, I was approached and asked why I don’t do this for a living. I began my career at Edward Jones, which allowed me to learn more than I ever expected about the market and investments.

During my tenure, I was taught portfolio construction, account-specific details, estate and tax tools. In 2021, I expanded those skills by affiliating with Benjamin F. Edwards. This partnership will allow me to further my passion for serving clients to meet their long-term objectives while helping to manage risk.

Adam Minor

Wealth Advisor

While no longer practicing, I began my career in public accounting where I earned my CPA license. I then moved into corporate finance, spent time as a Controller for a family-owned company, taught at Davenport University and worked with real estate investors. I am passionate about impacting lives and helping people achieve their financial goals. I am excited to learn the skills needed and uncover the tools necessary to contribute to the legacy of RBS Wealth Management’s clients.

My wife Ashley and I live in Byron Center with our three children – Blaire, Jack, and Pierson. We have a new puppy (Rosie) and a cat (Pete). As a family, we enjoy spending time together traveling, hiking, and playing games. My personal hobbies include golf, hunting, coaching and cheering on my kids in their activities. I pursued my undergraduate degree in Accounting at Michigan State University and went on to obtain my MBA from Grand Valley State University.

Sheena Stemler

Client Services Manager

I began my financial services career in 2017 and have over 20 years of client service experience. I enjoy building relationships and trust with clients and helping them achieve their goals. At RBS Wealth Management, I focus on office management and client-service responsibilities.

My husband Luke & I live in Portland and have two sons, Austyn & Reed. I love to spend my free time watching my kids play sports and enjoying the outdoors with my family.

RBS Private Wealth Management is associated with Benjamin F. Edwards Wealth Management,SM LLC, d/b/a Edwards Wealth Management,SM (EWM), an SEC-registered investment adviser; and its affiliate Benjamin F. Edwards® & Co. (BFE), a dually-registered broker-dealer and investment adviser and member of FINRA and SIPC.

EWM and BFE are affiliates through their common ownership by Benjamin Edwards, Inc.

Depending on the context, the name “Benjamin F. Edwards®” refers to either EWM, BFE or both.


We very much look forward to showing you what our client-first investment approach can mean for you and your family.

(616) 591-5080 – Main Office
(833) 591-5080 – Toll Free

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6840 Whitneyville Ave SE
Alto, MI 49302